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재무

ChatGPT의 개인 금융 체험 미리보기는 미국 Pro 사용자가 웹과 iOS에서 이용할 수 있습니다.

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Track your net worth

See how your assets and debts change over time.

Understand your spending

Find out where your money’s going and how to save more.

Plan your next move

Set a budget, build a payoff plan, or map out savings goals.

Securely connect your accounts in ChatGPT

Securely connect your accounts to see the full picture of your money—spending, investments, and more. Once connected, you can ask questions and get guidance tailored to your goals, lifestyle, and priorities.

ChatGPT finances account connection example

Understand where your money is going

Your Finances dashboard lets you see your spending in real time and ask questions about what’s changed, what stands out, and where you might want to adjust. ChatGPT helps you spot patterns and find opportunities to save, without sorting through the numbers yourself.

ChatGPT finances spending overview example

Plan with your full financial context

Get personalized guidance based on your actual finances and what matters to you. From everyday decisions to long-term goals, ChatGPT helps you think through tradeoffs and plan your next steps with clarity.

ChatGPT finances planning example

Frequently asked questions

ChatGPT connects to your financial accounts through Plaid, which supports over 12,000 financial institutions. When you connect an account, ChatGPT can securely access balance, transaction, and investment data to help you understand your finances.


ChatGPT cannot see full account numbers or make any changes to your accounts. You’re always in control—you can disconnect your accounts at any time from Settings or the Finances home page.

ChatGPT는 전문적인 재정 자문을 대체하지 않습니다.

Navigate your finances with ChatGPT